Personal Banking
TCB Digital Banking
Some goals need tools that keep up with your pace. TCB’s digital banking delivers seamless access and smart features, giving you the freedom to manage your finances anytime, anywhere. Check balances, transfer funds, and pay bills instantly, safely, effortlessly, and with the power of banking that moves as fast as you do.
Advanced Security
Protecting your money and your data is our top priority.
Log in quickly with fingerprint or facial recognition, making access to your accounts both instant and protected. Our app uses bank-grade 128-bit AES encryption and multi-factor authentication with out-of-band verification to verify your identity before every log in. Combined with advanced fraud anomaly detection systems that monitor suspicious activity in real-time, your money and your data stay safe, so you can bank with confidence, knowing we’re watching over your financial wellbeing every step of the way.
Debit Card Controls
Control your debit card right from the app.
Credit Monitoring
Monitor your credit score and stay informed every step of the way.
Your credit health matters, and our credit score monitoring keeps you informed every step of the way. Check your credit score anytime, see the key factors impacting your rating, and understand exactly what changed from month to month. Use our credit simulator to explore how different financial decisions—like paying down a balance or opening a new account—could affect your score before you make a move. With clear insights and proactive tools at your fingertips, you’ll have everything you need to build stronger credit and make smarter financial choices with confidence.
Fuel Your Freedom with the TCB Debit Card.
From daily essentials to bigger purchases, the TCB Debit Card empowers you to manage your money with ease. Make fast payments with tap to pay at countless merchants, or link your card to your favorite mobile wallet for even greater convenience. Plus, take charge of your spending directly from our app with intuitive debit card controls, giving you peace of mind wherever you go.
Move Money
Move money your way. Instantly, automatically, or on your schedule.
Take complete control of your payments with tools that work how you need them to. Pay anyone instantly via text or email with SPIN Pay, no separate app required, just send money directly from your account to theirs using a phone number or email address, and they’ll receive it in seconds with their US based debit card. Manage your bills effortlessly with automatic bill pay so you never miss a payment, schedule transfers between accounts, make loan payments, initiate stop pays, and more. Whether you’re splitting dinner with friends or staying on top of monthly expenses, move your money seamlessly, all from your phone, all on the go, and all designed to keep your financial life running smoothly.
Mobile Deposit
Deposit checks instantly from wherever you are.
Deposit checks anywhere, anytime, without a trip to the branch. With multi-check mobile deposit, you can deposit up to 25 checks at a time in a single transaction directly from your smartphone—perfect for busy days when you need to handle multiple deposits at once. Simply enter the check amount, snap a photo of the front and back, and you’re done. Your funds are on their way to your account in seconds. Whether you’re at home, at work, or on the go, mobile deposit gives you the freedom to bank on your terms. Save time, skip the lines, and get more done with the convenience of digital banking that works around your life.
