Personal Banking
Certificates of Deposit
Some goals call for stability you can count on. TCB’s Certificates of Deposit offer stable returns and flexible terms, giving you the confidence to grow your savings predictably. Lock in a competitive rate and watch your money work for you.
TCB Certificates of Deposit empower you to grow your savings with confidence, combining competitive fixed rates with the safety of FDIC insurance subject to maximum allowable limits.
Build your wealth with confidence using fixed returns and flexible timelines.
Designed for savers who prioritize stability and predictable growth, TCB Certificates of Deposit (CDs) allow you to lock in a high-yield interest rate for a specific timeframe. By setting aside your funds for a “term”, ranging anywhere from 30 days up to 5 years, you shield your savings from market volatility. Generally, the longer the term you choose, the higher your rate of return. While these accounts are built for long-term growth, you retain the option to withdraw funds early if an emergency arises, subject to an early withdrawal penalty. When your CD reaches maturity, you are given a 10-day grace period to adjust your strategy, whether that means withdrawing funds, adding a new deposit, or letting it auto-renew at the then current rate.
Features at a Glance:
Fixed Rates: Lock in a fixed interest rate for the entire life of your term, ensuring your return is protected regardless of market changes.
Flexible Terms: Customize your savings strategy with a wide variety of terms ranging from 30 days to 5 years to match your future financial goals.
Or make additional deposits: Utilize a 10-day window at the end of your term to withdraw principal, select a new term, or make an additional deposit before the CD renews.
FDIC Insured: Invest with peace of mind knowing your principal is fully backed by FDIC insurance up to the maximum allowable limits.