Melissa Deal

Melissa Deal is a senior banking executive with 35 years of experience in community banking, specializing in bank operations, enterprise risk management, and regulatory compliance. She serves as Vice President and Operations and Senior Risk Officer for The Claxton Bank. Ms. Deal previously served as Chief Operating Officer of The Heritage Bank (THB) and Heritage Southeast Bank, where she led core banking operations and operational controls. Her leadership reflects a disciplined, practical approach to risk management grounded in operational execution and strong governance.