Holiday Hours & Cutoff Times
2022 Federal Reserve and TCB Holiday Schedule
Our branches will be closed on in observance of the following federal holidays so that TCB team members can spend time with their friends and families. If you need to handle banking during the holidays, you can access your accounts anywhere anytime through our secure online and mobile banking apps.
Holiday
TCB
Federal Reserve
Saturday, January 1st
Monday, January 17th
Monday, February 21st
Monday, May 30th
Sunday, June 19th
Monday, July 4th
Monday, September 5th
Monday, October 10th
Friday, November 11th
Thursday, November 24th
Sunday, December 25th
* For holidays falling on Saturday, TCB and Federal Reserve Banks and Branches will be open the preceding Friday.
** For holidays falling on Sunday, TCB and Federal Reserve Banks and Branches will be closed the following Monday — June 20, 2022, December 26, 2022.
ACH Processing Deadlines
The following are final cutoff times for each ACH (Automated Clearing House) product.
ACH Product
Final Cutoffs
As a reminder, debit files must be delivered to TCB no later than 1 business day prior to the effective date. Credit files are recommended to be delivered 2 business days prior to the effective date.
Please call TCB Treasury Management Client Support at 912-739-3322 if you have questions about the TCB ACH Processing Schedule.
Other Processing Deadlines
TCB Product
Final Cutoffs
11:00 AM EST (Thursday)
5:00 PM EST (Friday)
11:00 AM EST (Thursday)
4:00 PM EST (Friday)
11:00 AM EST (Thursday)
11:00 AM EST (Thursday)
(credit card, lines of credit, installment loan or mortgage accounts)
(checking, savings, money market accounts)