Personal Savings

Get your rainy day fund started now.

Looking to save more money, but don't know where to start? Then earn interest with a TCB Savings Account. Save when you need it most, when your schedule allows. We make saving money easy, flexible and rewarding.

Regular Savings

Earns Interest
Variable interest rate, compounded quarterly and credited quarterly

$0 or $10.00 Quarterly Maintenance Fee
No monthly maintenance fee if you maintain a balance daily balance of $100.

$100 Minimum to Open
There is a minimum deposit of $100 required to open this account online.

Unlimited Deposits

Limited Withdrawals
A chargeable debit fee of $5.00 will be charged for each debit transaction over 3 per quarter.

Money Market

Earns Interest
Variable interest rate, compounded monthly and credited monthly.

$0 or $5.00 Monthly Maintenance Fee
No monthly maintenance fee if you maintain a daily balance of $1,000.

$1000 Minimum to Open
There is a minimum deposit of $1000 required to open this account online.

Unlimited Deposits

Limited Withdrawls
A chargeable debit fee of $5.00 will be charged for each debit transaction over 6 per statement cycle.

CDs

Earns Interest
Fixed interest rate, compounds and credits periodically depending on CD duration.

Multiple Durations Available
• 91 days minimum deposit $2500
• 182 days minimum deposit $2500
• 12 months minimum deposit $500
• 18 months minimum deposit $500
• 24 months minimum deposit $500
• 36 months minimum deposit $500
• 48 months minimum deposit $500
• 60 months minimum deposit $500

Early Withdrawal Penalty
There may be a 3 to 6 month early withdrawal penalty.

IRAs

Earns Interest
Fixed interest rate, compounded monthly and credited monthly.

Multiple Durations Available
• 12 months minimum deposit $500
• 24 months minimum deposit $500
• 60 months minimum deposit $500

Tax Advantages
Contributions may be tax deductible or qualified distributions may be tax free depending on account type.

Required Minimum Distribution
The IRS may require that you withdraw a minimum amount annually for some types of accounts.

Add TCB Swipe-N-Save Automatic Round-Up Savings

TCB’s optional SwipeNSave program makes it easy to save every day by automatically rounding up each purchase you make with your TCB MasterCard Debit Card to the nearest whole dollar and depositing that amount in your linked savings account. The best part is TCB matches 100% of your rounded-up savings for the first 90 days.

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Don't Just Take Our Word For It

See what these actual customers have to say about banking with TCB, and this is just a few

I was not happy with the service from my previous bank; they treated my wife and I like we were just a number and not loyal customers of 30 years. The former president of that bank recommended TCB and said that we would be happy there and that they offer the same hometown courteous friendly service and products we offered. He also said the new head of TCB in Richmond Hill was a great guy, Chris Barr, and we would be pleased with his service. He was right. The service and communication have been spot on. His honesty, integrity and advice has been above reproach. I Whole heartedly endorse TCB and highly recommend anyone considering doing business with them.

Larry Baker
★ ★ ★ ★ ★

It was such a pleasure buying a home through the Claxton Bank. The process was very easy. We were treated like family, the moment we walk through the doors. Customer service was awesome. My loan officer Mrs. Emily Hall was such a pleasure and helpful person through this process. We greatly appreciate everyone and their professional services that was shown to us. Again thank you so much Kay Blocker for your kindness and for introducing us to Emily. Professional service at its best!