Exciting Changes Are Coming to Claxton: Please pardon our progress as we renovate our Claxton Main Branch location. – The Claxton Main Branch will be closed for renovations starting October 13, 2025. We expect to reopen in fall 2026 with a fresh new look and improved customer experience. During this time, our Bellville Branch located at 1433 Bernie Anderson Hwy, Bellville, GA 30414 will be open to serve all your banking needs. We appreciate your patience and understanding as we work to enhance our services for you! For more details visit www.tcbga.bank/remodel.
Personal Savings
Get your rainy day fund started now.
Looking to save more money, but don't know where to start? Then earn interest with a TCB Savings Account. Save when you need it most, when your schedule allows. We make saving money easy, flexible and rewarding.
Lifetime Savings
Earns Interest
Variable interest rate, compounded quarterly and credited quarterly
$0 or $10.00 Quarterly Maintenance Fee
No monthly maintenance fee if the account owner is 21 years old or younger OR the account is enrolled in e-statements OR you maintain a balance daily balance of $500.
$100 Minimum to Open
There is a minimum deposit of $100 required to open this account online.
Transaction Limits
Savings accounts no longer have federal transaction limits, but they’re still best suited for saving, not for everyday use. If you need to make frequent transactions, a checking account is likely a better fit.
Lifetime Money Market
Earns Interest
Variable interest rate, compounded monthly and credited monthly, if you maintain a daily minimum balance of $2,500.00, with higher balances qualifying for higher rates.
$0 or $5.00 Monthly Maintenance Fee
No monthly maintenance fee if you maintain a daily balance of $2,500.
$2,500 Minimum to Open
There is a minimum deposit of $2,000 required to open this account in branch or online.
Unlimited Deposits
Transaction Limits
Money market accounts no longer have federal transaction limits, but they’re still best suited for saving, not for everyday use. If you need to make frequent transactions, a checking account is likely a better fit.
CDs
Earns Interest
Fixed interest rate, compounds and credits periodically depending on CD duration.
Multiple Durations Available
• 91 days minimum deposit $2500
• 182 days minimum deposit $2500
• 12 months minimum deposit $500
• 18 months minimum deposit $500
• 24 months minimum deposit $500
• 36 months minimum deposit $500
• 48 months minimum deposit $500
• 60 months minimum deposit $500
Early Withdrawal Penalty
There may be a 3 to 6 month early withdrawal penalty.
IRAs
Earns Interest
Fixed interest rate, compounded monthly and credited monthly.
Multiple Durations Available
• 12 months minimum deposit $500
• 24 months minimum deposit $500
• 60 months minimum deposit $500
Tax Advantages
Contributions may be tax deductible or qualified distributions may be tax free depending on account type.
Required Minimum Distribution
The IRS may require that you withdraw a minimum amount annually for some types of accounts.
Add TCB Swipe-N-Save Automatic Round-Up Savings
TCB’s optional SwipeNSave program makes it easy to save every day by automatically rounding up each purchase you make with your TCB MasterCard Debit Card to the nearest whole dollar and depositing that amount in your linked savings account. The best part is TCB matches 100% of your rounded-up savings for the first 90 days.
Don't Just Take Our Word For It
See what these actual customers have to say about banking with TCB, and this is just a few
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