Terms & Conditions of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

PLEASE READ THESE TERMS OF USE (the "Agreement") CAREFULLY BEFORE ACCESSING OR USING THIS WEBSITE. The Claxton Bank and/or its affiliated companies (herein referred to as "TCB", "we", "us", and/or "our") operate this website and the pages thereof (collectively, the "Website") in order to provide information about and/or to deliver products and services offered by The Claxton Bank companies. We require all users and viewers of our Website to agree to the terms of this Agreement as a condition to accessing or using our Website. BY ACCESSING THIS WEBSITE YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU DO NOT WISH TO AGREE TO THE TERMS OF THIS AGREEMENT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS WEBSITE. WE MAY MODIFY THIS AGREEMENT AT ANY TIME AND FROM TIME TO TIME IN OUR SOLE DISCRETION WITHOUT NOTICE TO YOU. YOU SHOULD PERIODICALLY REVIEW THIS AGREEMENT CAREFULLY IN ORDER TO MAKE SURE THAT YOU ARE AWARE OF THE MOST CURRENT TERMS AND CONDITIONS FOR THE USE OF OUR WEBSITE. ANY USE OR VIEWING OF OUR WEBSITE BY YOU AFTER ANY CHANGE TO THIS AGREEMENT, WHETHER OR NOT YOU HAVE REVIEWED THE AMENDED AGREEMENT, CONSTITUTES YOUR ACCEPTANCE OF THE AGREEMENT AS CHANGED. We may discontinue the operation, maintenance or provision of this Website, any pages thereof, and/or any related content, features, products or services, or the terms thereof, at any time without notice or liability to you or any third party.

No Warranty

Although The Claxton Bank attempts to provide accurate information, names, images, pictures, logos, icons, documents, and materials (collectively, the "Contents") on the Website, it makes no representation, endorsement, or warranty that such Contents are accurate or suitable for any particular purpose. THIS SITE AND ITS CONTENT AND THE INFORMATION AND MATERIAL CONTAINED IN THIS SITE ARE PROVIDED "AS IS," "AS AVAILABLE." THE CLAXTON BANK DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS CONTENT, INFORMATION AND MATERIAL, AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIAL. NO WARRANTY OF ANY KIND (E.G., IMPLIED, EXPRESSED OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR USE AND FREEDOM FROM COMPUTER VIRUS) IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIAL CONTAINED IN THIS SITE.

Limitation of Liability

IN NO EVENT WILL THE CLAXTON BANK OR ITS SUBSIDIARIES, AFFILIATES, CONTRACTORS, OR THEIR RESPECTIVE EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF THE WEBSITE OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF THE CLAXTON BANK IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to defend, indemnify and hold harmless The Claxton Bank, its related entities, and their respective officers, employees and agents from and against any and all claims, actions, suites, proceedings losses, liabilities, damages, costs and expenses, including attorneys' fees, arising out of or related to your use of this website and any and all materials contained in this website.

Use of Website

User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized or unlawful use of this system is prohibited, and violators can be prosecuted under federal and state laws.

Contents are included in this Website solely for the personal use of Website users. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell, or republish any of the Contents of this Website without the prior written consent of The Claxton Bank, which may be withheld in its sole discretion.

Copyrights, Trademarks, and Other Intellectual Property

Except where otherwise expressly noted, all Contents of this Website, including the graphics, icons and overall appearance of the Website, are the sole and exclusive property of The Claxton Bank, Inc., Claxton, Georgia and/or its subsidiaries or affiliates. The posting of the Contents of this Website neither constitutes a waiver of any of The Claxton Bank's proprietary rights or any other party's proprietary rights, including but not limited to, copyrights, trademarks, servicemarks, patents, and other intellectual property, nor a transfer by implication, estoppel, or otherwise of any such rights or of any license to the Website user or to any third party. Contents of this Website are protected by United States and international copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents you obtain from the Website.

The display of trademarks within this Website does not grant a license of any kind to the reader. Any downloading of Content or other material contained in the site, or of any site linked to the site may be a violation of trademark and copyright laws.

Links to Other Sites

This site may contain links to sites controlled or offered by third parties not affiliated with The Claxton Bank. When you click on such a link, you are leaving this site and are visiting the linked site at your own risk. YOU ARE RESPONSIBLE TO PROTECT AGAINST DISABILITY OR DESTRUCTIVE CODE YOU MAY ENCOUNTER ON ANY LINKED SITE. THE CLAXTON BANK DISCLAIMS LIABILITY FOR ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY THIRD PARTY SITE LINKED TO THIS SITE. THE CLAXTON BANK DOES NOT ENDORSE OR RECOMMEND ANY PRODUCTS, SERVICES OR INFORMATION CONTAINED AT THOSE LINKED SITES, NOR IS THE CLAXTON BANK LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT SUCH LINKED SITES. IN ADDITION, THE SPONSORS OF SUCH LINKED SITES MAY HAVE TERMS OF USE AND PRIVACY POLICIES THAT DIFFER FROM THE CLAXTON BANK’S POLICY, AND MAY PROVIDE LESS SECURITY THAN THE CLAXTON BANK SITE.

Transmission to and from this Website

Except where expressly indicated otherwise, transmissions to and from this Website or directed to The Claxton Bank, including E-mails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at The Claxton Bank. Please do not use E-mail to send us communications which contain confidential information, which we require to be in writing, or which need our immediate attention. Please call 1-912-739-3322 or write us instead at this address: The Claxton Bank, PO Box 247, Claxton, Georgia 30417, Attention: Customer Service. Any transmission to this Website, including E-mails shall be deemed and remain the property of The Claxton Bank. The Claxton Bank shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques provided by a Website user to The Claxton Bank through this Website.

Change of Terms

The Claxton Bank may at any time make modifications, changes, and alterations to the Contents of this Website, including these Terms and Conditions, without prior notice. Any change will become effective when The Claxton Bank posts the change or removes the feature. You are responsible for regularly reviewing these terms and conditions. Your continued use of this Website following any modifications, changes, or alterations shall constitute your acceptance of such modifications, changes, or alterations.

Governing Law

The Claxton Bank controls and governs this site from its headquarters in Georgia. The laws of the United States and Georgia (without giving effect to its conflict of laws provisions) will govern the interpretation and resolution of any disputes involving this site.

Venue

Disputes arising from the use of this Website shall be exclusively subject to the jurisdiction of any federal or state court for the Southern District of Georgia or the county of Evans.

Waiver

No waiver by The Claxton Bank of any right under or term or provision of these Terms and Conditions will be deemed a waiver of any other right, term, or provision of these Terms and Conditions at that time or a waiver of that or any other right, term, or provision of these Terms and Conditions at any other time.

Cookies

When you visit our Site, our web servers may place a small file called a “cookie” on your computer to collect information as described below in Website Tracking and Analytics. We do not use cookies to collect and store confidential personal information, such as your email address or other information stored on your computer’s hard drive.

You may set your browser to disable or delete cookies, however, this may affect your ability to use certain Site features, including some of our products and services.

Website Tracking and Analytics

We use tools, such as cookies and click stream auditing, to gather analytics on Site usage. These tools gather non-personally identifiable information, such as the Site pages visited, the time and date you used the Site, the navigation path you used to find information and the name of your Internet service provider. In addition, we will collect technical information about your computer such as its screen resolution, operating system and browser.

This information gives us insight into how our Site is being used and also allows us to make sure the Site runs well with the equipment being used by the majority of our customers.

We may contract with third parties to assist us with gathering this aggregate, non-personally identifiable information. These companies are prohibited from using the information they collect for their own purposes or from sharing this information with others.

Online Advertising

We will periodically advertise our products and services on non-affiliated third-party websites, some of which may be linked to our Site. To evaluate the effectiveness of our advertisements on these third-party sites, we may use cookies or other tracking technology. This technology is only used to measure the responses to these advertisements on third-party sites and does not contain information that can be used to identify you personally.

Service Contact

You may contact The Claxton Bank by E-mail or by phone at 1-912-739-3322 or by mail to The Claxton Bank, PO Box 247, Claxton, GA 30417, Attention: Customer Service with questions or problems with this Website.