Business Credit Cards

Business credit with ultimate rewards.

Multiple cards to choose from with rewards that fit your business needs.

Standard Card

APR of Prime +10.99%²

No Annual Fee

25 day Grace Period on all purchases.
No grace period for cash advances or cash equivalent transactions.

Individual and summary billing options

Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Preferred Points Card

APR of Prime + 10.99%²

$49 Annual Fee per Account

Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.³

Individual billing option only

25 day Grace Period on all purchases.
No grace period for cash advances or cash equivalent transactions.

Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Business Credit Card Benefits

Business credit card holders receive a variety of exceptional benefits including the following:

Baggage Delay Insurance

Reimburses you for replacing essential personal or business items in your baggage, if the baggage you have checked on to a common carrier is delayed in transit and your tickets were purchased using an eligible credit card.*

Car Rental Collision Damage Waiver Insurance

Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.*

Extended Warranty

Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible credit card.*

Travel Assistance

Provides pre-trip destination information such as visa/passport requirements, immunization, and help with lost/stolen travel documents and luggage. Also provided are referrals to a network of physicians, arranging hospital transfers, and referrals to attorneys, local embassies and consulates, if you are traveling more than 100 miles from home.*

Roadside Assistance

Arranges emergency roadside assistance such as jump-starts, tire change, towing, and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible credit card.*

Purchase Protection

Provides coverage for most items you purchase with your eligible credit card if the item is damaged or stolen within 90 days of the date of purchase.*

Travel Accident Insurance

Covers you and your family against Accidental Death or Dismemberment if you purchase common carrier travel tickets with your eligible credit card.*

Don't Just Take Our Word For It

See what these actual customers have to say about banking with TCB, and this is just a few

I was not happy with the service from my previous bank; they treated my wife and I like we were just a number and not loyal customers of 30 years. The former president of that bank recommended TCB and said that we would be happy there and that they offer the same hometown courteous friendly service and products we offered. He also said the new head of TCB in Richmond Hill was a great guy, Chris Barr, and we would be pleased with his service. He was right. The service and communication have been spot on. His honesty, integrity and advice has been above reproach. I Whole heartedly endorse TCB and highly recommend anyone considering doing business with them.

Larry Baker
★ ★ ★ ★ ★

It was such a pleasure buying a home through the Claxton Bank. The process was very easy. We were treated like family, the moment we walk through the doors. Customer service was awesome. My loan officer Mrs. Emily Hall was such a pleasure and helpful person through this process. We greatly appreciate everyone and their professional services that was shown to us. Again thank you so much Kay Blocker for your kindness and for introducing us to Emily. Professional service at its best!

Deborah Harris
★ ★ ★ ★ ★

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Terms and Conditions:

Fees for All Card Products
Late Fee: $25 NSF Fee: $2
Cash Advance and Balance Transfer Fee: 3% of the cash advance or balance transfer amount, subject to a minimum fee of $10.
International Transaction Fee: 2% of the U.S. dollar amount of the transaction converted from the foreign currency.

1. All cards are subject to credit approval through TIB Card Services. Terms and conditions may apply.
2. After the introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted by at least 70% of the ten largest U.S. banks) published in the Wall Street Journal. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.
3. Additional information about Mastercard and Visa cardholder benefits are provided on TIB Benefits Charts.